Cash App

Cash App collects government ID numbers, Social Security numbers, biometric/facial scan data, precise geolocation, contacts, and employment data, and uses data to train AI/ML models.

From: PRIVACY POLICYAdditional Identification Information, such as: Your full mailing address; date of birth; government-issued identification, including Social Security number, passport, or driver’s license; and photographs, facial scan and biometric information extracted from such images for verification purposes.

Information is shared with third-party marketing/advertising partners and data brokers, including for a 'commerce media network' that shows personalized ads for other brands using shopping and transaction data, with only an opt-out (not opt-in default).

From: PRIVACY POLICYStarting on or after February 9, 2026: In connection with our commerce media network, we may use data about your activity, such as your shopping history, app browsing behavior, card transactions, and general location information to show you personalized advertisements for other brands outside of Cash App.

Users retain rights to their content but grant Cash App a worldwide, perpetual, irrevocable, sublicensable license to use, reproduce, and create derivative works, which survives account termination.

From: TERMS OF SERVICEYou grant us and our subsidiaries, affiliates, and successors a worldwide, non-exclusive, royalty-free, fully-paid, transferable, irrevocable, perpetual, and sub-licensable right to use, reproduce, modify, adapt, publish, prepare derivative works of, distribute, publicly perform, and publicly display your Content throughout the world in any media for any reason

The company can suspend, downgrade, or terminate accounts, freeze funds during investigations, and liquidate Virtual Currency holdings at its sole discretion without prior notice in some cases.

From: TERMS OF SERVICETo the extent permitted by applicable law, the Company may, in its sole discretion, liquidate all assets in your Virtual Currency Account. The Company is not responsible for any losses caused by the liquidation of assets in your Virtual Currency Account pursuant to this paragraph, including any tax liabilities.

Terms reference binding individual arbitration with jury trial waiver; small claims and opt-out details are referenced in dedicated sections not fully included but explicitly flagged as arbitration provisions.

From: TERMS OF SERVICEPlease note that you should review all Cash App Terms carefully, including those provisions which limit our liability (see Section XXIII.17) and those regarding individual arbitration for potential legal disputes (see Sections XXIII.19 and XXIII.20).

Cash App irrevocably assigns to itself all interest accrued on user balances instead of crediting it to the user, and imposes numerous discretionary fees and reserve holds on funds.

From: TERMS OF SERVICEUnless you are enrolled in the Savings Yield feature (see the Cash App Savings Terms of Service), as consideration for your use of the Service, you irrevocably transfer and assign to the Company all of your rights in any and all interest accrued on you Cash App Balance and your Savings Balance funds that are held by the Company on your behalf.