Community-driven analysis

You agreed to what, exactly?

Understand how a service uses your data, handles your content, and sets the terms. Search a report or start with a website.

Reports are public, AI-assisted, and may be wrong. Company names do not imply affiliation. Not legal advice. Full disclaimer

Recent analyses

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Productivity

Raindrop.io lets users save bookmarks and collections across devices, with Pro options for full-text search and web archiving.

help.raindrop.io ↗ · 11 findings

Concern

The terms let Raindrop.io terminate access for any reason

Unclear

Paid-plan refund terms conflict over refunds after renewal

Originally analyzed

medomatic.ai ↗ · 2 findings

Tradeoff

MedoMatic may collect contact details and track website use

Tradeoff

Your information may be shared with providers and in other cases

Originally analyzed

Wise

Finance

Wise lets consumers send, receive, hold, spend, and convert money across multiple currencies.

wise.com ↗ · 6 findings

Concern

Wise balances lack automatic FDIC insurance

Concern

Wise may close your account at any time with notice

Originally analyzed
Updated

Gaming

Ubisoft offers video games, downloadable content, online and mobile play, and the Ubisoft Connect platform.

legal.ubi.com ↗ · 12 findings

Concern

Ubisoft reports selling personal data, with state-specific opt-outs

Concern

The terms allow account suspension or closure for broad reasons

Originally analyzed
Updated

Finance

Online service for consumers to prepare federal and state tax returns themselves, get expert help, and file.

turbotax.intuit.com ↗ · 14 findings

Benefit

U.S. tax-return information has a stated use-and-sharing limit

Concern

TurboTax does not promise online return access indefinitely

Originally analyzed
Updated

Viber

Communication

Viber is a messaging and calling app for one-to-one and group chats, voice and video calls, and sharing photos and videos.

viber.com ↗ · 14 findings

Benefit

Viber says private messages and calls are end-to-end encrypted

Concern

Viber may share identifiers and activity for personalized ads

Originally analyzed
Updated

WeChat

Communication

WeChat lets users message one another and view each other's Moments and Status posts.

wechat.com ↗ · 13 findings

Benefit

WeChat says chats aren't permanently kept, but saved items may persist

Concern

The terms grant WeChat a broad, lasting license to your content

Originally analyzed
Updated

Finance

Online and mobile banking for viewing eligible accounts, accessing financial products, and moving money or making payments.

web.bankofamerica.com ↗ · 11 findings

Concern

Some default email alerts cannot be turned off and may reveal account details

Concern

If you use Zelle or RTP, immediate authorized payments may be irreversible

Originally analyzed
Updated

Uber

Travel & Food

An app marketplace where consumers request rides, food and other deliveries from third-party providers.

uber.com ↗ · 12 findings

Concern

Uber may use user content to train machine-learning models

Concern

The terms give Uber broad discretion to end access

Originally analyzed
Updated

Max

Streaming

Max streams series, films, channels, live events, and other programming over the internet to compatible devices.

max.com ↗ · 8 findings

Concern

A trial or promotion can roll into regular-price billing without a reminder

Concern

Feedback you send can be used publicly and for advertising

Originally analyzed
Updated

Lyft

Travel & Food

A marketplace that connects people seeking transportation with rideshare drivers and other transportation options.

lyft.com ↗ · 12 findings

Concern

Lyft collects the contents of ride-related messages

Concern

The terms say ride charges are generally non-refundable

Originally analyzed
Updated

Other

A suite of consumer software, devices, and online services for productivity, communication, search, entertainment, and cloud storage.

microsoft.com ↗ · 15 findings

Concern

Microsoft may use product data to train AI models

Concern

Miss required sign-ins and Microsoft may close your account

Originally analyzed
Updated