Explore the tradeoffs, protections, and exact words behind each report.
R
→ Productivity
Raindrop.io lets users save bookmarks and collections across devices, with Pro options for full-text search and web archiving.
help.raindrop.io ↗ · 11 findings
!ConcernThe terms let Raindrop.io terminate access for any reason
?UnclearPaid-plan refund terms conflict over refunds after renewal
Originally analyzed
M
→ medomatic.ai ↗ · 2 findings
↔TradeoffMedoMatic may collect contact details and track website use
↔TradeoffYour information may be shared with providers and in other cases
Originally analyzed
W
→ Finance
Wise lets consumers send, receive, hold, spend, and convert money across multiple currencies.
wise.com ↗ · 6 findings
!ConcernWise balances lack automatic FDIC insurance
!ConcernWise may close your account at any time with notice
Originally analyzed
Updated
U
→ Gaming
Ubisoft offers video games, downloadable content, online and mobile play, and the Ubisoft Connect platform.
legal.ubi.com ↗ · 12 findings
!ConcernUbisoft reports selling personal data, with state-specific opt-outs
!ConcernThe terms allow account suspension or closure for broad reasons
Originally analyzed
Updated
T
→ Finance
Online service for consumers to prepare federal and state tax returns themselves, get expert help, and file.
turbotax.intuit.com ↗ · 14 findings
✓BenefitU.S. tax-return information has a stated use-and-sharing limit
!ConcernTurboTax does not promise online return access indefinitely
Originally analyzed
Updated
V
→ Communication
Viber is a messaging and calling app for one-to-one and group chats, voice and video calls, and sharing photos and videos.
viber.com ↗ · 14 findings
✓BenefitViber says private messages and calls are end-to-end encrypted
!ConcernViber may share identifiers and activity for personalized ads
Originally analyzed
Updated
W
→ Communication
WeChat lets users message one another and view each other's Moments and Status posts.
wechat.com ↗ · 13 findings
✓BenefitWeChat says chats aren't permanently kept, but saved items may persist
!ConcernThe terms grant WeChat a broad, lasting license to your content
Originally analyzed
Updated
B
→ Finance
Online and mobile banking for viewing eligible accounts, accessing financial products, and moving money or making payments.
web.bankofamerica.com ↗ · 11 findings
!ConcernSome default email alerts cannot be turned off and may reveal account details
!ConcernIf you use Zelle or RTP, immediate authorized payments may be irreversible
Originally analyzed
Updated
U
→ Travel & Food
An app marketplace where consumers request rides, food and other deliveries from third-party providers.
uber.com ↗ · 12 findings
!ConcernUber may use user content to train machine-learning models
!ConcernThe terms give Uber broad discretion to end access
Originally analyzed
Updated
M
→ Streaming
Max streams series, films, channels, live events, and other programming over the internet to compatible devices.
max.com ↗ · 8 findings
!ConcernA trial or promotion can roll into regular-price billing without a reminder
!ConcernFeedback you send can be used publicly and for advertising
Originally analyzed
Updated
L
→ Travel & Food
A marketplace that connects people seeking transportation with rideshare drivers and other transportation options.
lyft.com ↗ · 12 findings
!ConcernLyft collects the contents of ride-related messages
!ConcernThe terms say ride charges are generally non-refundable
Originally analyzed
Updated
M
→ Other
A suite of consumer software, devices, and online services for productivity, communication, search, entertainment, and cloud storage.
microsoft.com ↗ · 15 findings
!ConcernMicrosoft may use product data to train AI models
!ConcernMiss required sign-ins and Microsoft may close your account
Originally analyzed
Updated
V
→ Finance
Venmo lets consumers send and request personal payments and pay authorized merchants online, in apps, or in person.
venmo.com ↗ · 10 findings
!ConcernNew Venmo accounts may make payments public by default
!ConcernPosting content grants Venmo a broad, lasting reuse license
Originally analyzed
Updated
D
→ Travel & Food
DoorDash connects consumers with merchants to order food and other goods for delivery or pickup.
help.doordash.com ↗ · 14 findings
!ConcernIf you post, DoorDash receives a lasting content license
!ConcernCompleted or confirmed U.S. orders are generally nonrefundable
Originally analyzed
Updated
S
→ Streaming
A music platform where listeners stream audio, share tracks, and interact with other listeners and creators.
soundcloud.com ↗ · 16 findings
↔TradeoffYour activity and identifiers can be shared for targeted ads
!ConcernClosing your account can permanently erase uploads and activity
Originally analyzed
Updated
S
→ Finance
Stripe processes payments for purchases from businesses and offers Link to save payment details for future transactions.
stripe.com ↗ · 7 findings
↔TradeoffIf you connect a bank account, Stripe may collect detailed data
!ConcernStripe may share data with ad partners; you can opt out
Originally analyzed
Updated
C
→ Finance
A consumer platform for buying and selling supported digital assets and holding, sending, and managing digital-asset and U.S. dollar balances.
coinbase.com ↗ · 9 findings
↔TradeoffOpening an account requires identity verification details
!ConcernCoinbase may suspend or close your account immediately
Originally analyzed
Updated
P
→ Finance
PayPal lets consumers send and receive money and pay for purchases online, on mobile devices, and in stores.
paypal.com ↗ · 15 findings
!ConcernPayPal shares shopping data with merchants unless you opt out
!ConcernThe terms let PayPal suspend or end access for any reason
Originally analyzed
Updated