Plaid

Plaid collects extensive financial account data, identifiers, device data, location, and biometric facial geometry data used for identity verification, with data used to train AI systems.

From: PRIVACY POLICYthe data derived from your face that we collect and process, and that our service providers collect and process on our behalf, may be considered biometric data in some places

Plaid shares data broadly with developers, financial institutions, affiliates, service providers, and for prescreening of credit/insurance offers to third parties, with an opt-out required rather than default protection.

From: CRA PRIVACY POLICYPlaid CRA provides consumer report information to third parties for permissible purposes under the FCRA, this may include prescreening for firm offers of credit or insurance...You have the right to opt out of this data sharing for prescreened offers.

Plaid facilitates financial data connections and does not host user-generated content or creative works.

Data is deleted when a developer connection is removed, subject to several broad exceptions allowing continued retention.

From: PRIVACY POLICYPlaid’s systems are designed to automatically delete your personal data, subject to certain exceptions where we may still retain your information.

No arbitration clause was found in the document; however, no informal court venue or dispute resolution clause was identified either.

From: PRIVACY POLICYNo relevant clause found in this document.

This document does not describe a consumer subscription or billing relationship; Plaid's services are provided to developer customers, not end users directly.