Saved report
Loading the findings and their saved sources.
Policies retrieved Oct 20, 2026 About these sources
← All reportsConsumer impact report
Finance
A financial app for sending and receiving money, keeping a balance, and paying people and merchants.
cash.app ↗U.S. adult consumer · plan and state unspecified
Originally analyzed Report updated
Explore what these saved policies say about your data, content, account, and payments.
Start here. Open a finding to see the exact words.
Cash App may show other customers your name, Cashtag, prior transaction history, whether you appear in their contacts, and how many of their contacts transacted with you.
If you submit content, the terms preserve your ownership but grant Cash App a worldwide, perpetual, irrevocable, transferable, sublicensable license to use it for any reason.
Cash App’s terms reserve the right to suspend or terminate your account or access to a service at any time, for any reason.
Some questions remain open in the saved text. Any supported findings appear below.
Some account functions may require identity checks using details such as your Social Security number or government ID.
The terms describe this as a possible requirement, including for features with additional eligibility or verification requirements.
If you enable contact access, Cash App may upload your phone contacts for payment matching, invitations, verification, and other personalization.
This applies only if you choose to let Cash App access and upload your contacts.
You can update your settings to stop sharing your phone contacts.
Cash App may draw inferences to build a profile about your preferences, shopping habits, and behavior, and use information to train AI and other machine-learning models.
Cash App may keep account and transaction information after closure for legal, fraud, fee-collection, dispute, and other stated purposes.
This concerns information retained after you close your account.
Some questions remain open in the saved text. Any supported findings appear below.
Cash App may show other customers your name, Cashtag, prior transaction history, whether you appear in their contacts, and how many of their contacts transacted with you.
Starting on or after February 9, 2026, Cash App may use shopping, browsing, card, or location data for other brands’ ads and share identifiers and device data with ad providers.
This applies to the commerce media network activity described as starting on or after February 9, 2026.
To opt out, visit Account & Settings and click Privacy.
If you use Cash App AI Products, information in your inputs may go to technology providers, and select providers may use your data to improve their services.
This applies if you use AI Products; sharing is described as something that may occur, and you choose what information to include in an input.
If you submit content, the terms preserve your ownership but grant Cash App a worldwide, perpetual, irrevocable, transferable, sublicensable license to use it for any reason.
This applies if you provide content through the Services; AI inputs and outputs are also covered by the AI terms.
Cash App’s terms reserve the right to suspend or terminate your account or access to a service at any time, for any reason.
If funds remain when your account closes, Cash App may hold them or make them available for withdrawal at its discretion, including while an investigation is pending.
This applies if funds are held for you when your account is terminated, suspended, or closed.
The terms seek individual arbitration and waive class proceedings, while allowing eligible small-claims cases and a mailed arbitration opt-out within 30 days.
If you choose an Instant Transfer, the fee is 0.5%–2.5%, with a $0.25–$1 minimum and a $75 maximum; the fee is shown at the transaction.
This applies only if you use the optional Instant Transfer feature.
For Cash App Pay purchases, the merchant's refund or cancellation policy applies, and a refund may not return to the original payment source.
This applies when you make a purchase using Cash App Pay.
Originally analyzed . The original date marks this service’s first saved analysis, including earlier report formats. This report was generated .
This report was generated from saved policy text and checked in a second automated review. Automated interpretation can still miss or misread terms. The source documents were retrieved on Oct 20, 2026. Policies may have changed since retrieval.