Direct-message text may be filtered to investigate rule violations

The policy says it monitors chat content and filters direct-message text to investigate violations of its terms.

If identity verification is required, a third party may get your ID and selfie

If you must undergo third-party age and identity verification, the provider may use your ID and selfie for face matching; OnlyFans says it cannot access that face data.

This applies if your circumstances or location require the third-party age and identity verification process, rather than only age estimation.

The policy limits ad-related data use, but allows service providers

The policy says it does not sell personal data or share it for cross-context ads, while allowing disclosures to service providers.

If you upload content, the terms grant a lasting, broad license

If you upload material, the terms grant OnlyFans a perpetual, transferable license to use it, including to improve its services.

This applies if you upload material to OnlyFans.

The terms allow account suspension or deletion for any reason

The terms reserve the right to suspend or delete an account at any time for any reason, with 30 days’ notice.

The terms seek to cap U.S. consumer claims at $250 per claim

For U.S. consumers, the terms seek to limit total liability to $250 per claim, subject to mandatory legal protections that cannot be limited.

The terms say the limit does not apply where limiting liability would be unlawful.

The terms seek an earlier-of-one-year deadline for claims

Except where applicable law prohibits it, the terms seek to require a claim within one year of its arising or of learning, or when you should have learned, the relevant facts.

The stated deadline does not apply where prohibited by applicable law.

The terms specify English courts for U.S. claims, with a Delaware exception

The terms specify England and Wales courts for U.S. claims, except claims exclusively against Fenix Internet LLC, assigned to Delaware courts.

The Delaware exception applies only to a claim exclusively against Fenix Internet LLC.

The terms differ on whether pre-suit mediation is always required

An overview says mediation comes before any claim, but another clause requires it only if the service requests it, leaving the step unclear.

If you prepay Wallet Credits, unused amounts are non-refundable

If you choose to add Wallet Credits, the terms say you are not entitled to a refund for any unused balance.

This applies if you choose to prepay Wallet Credits.

If a Fan account is terminated for violations, prepaid payments are not refunded

The terms say Fan Payments, including prepaid subscription payments, will not be refunded if a Fan account is terminated for violating the terms.

This applies if the Fan account is terminated for violating the terms.

If you subscribe, the payment renews automatically unless you turn it off

A Creator subscription renews at the current rate plus applicable tax, and the terms say you will not receive another renewal notice.

This applies if you start a paid Creator subscription.