Creating an account requires a phone number, email and birth date

Tinder says account setup requires your phone number, email address and date of birth.

Tinder may access your direct messages to improve its services

The terms permit Tinder to access, analyze and store content including direct messages to monitor, develop, personalize and improve services, including with machine learning.

This applies to content you provide, including direct messages and other communications.

Tinder retains some data after account closure

After closure, Tinder keeps data for a three-month safety window and retains certain records longer, including transaction data for 10 years.

These periods apply after account closure or a ban; different types of records have separate retention periods.

Ad targeting may involve sharing data with advertising partners

To make ads more relevant, Tinder may provide information to advertising partners or let them collect it through its services.

Tinder gets a lasting license to reuse content, including for AI

You keep ownership, but give Tinder a perpetual, transferable, sublicensable license to use your content for services and other products, including AI training.

This applies to content you provide to Tinder; the terms say you retain ownership while granting the license.

Profiles and posts can be seen and reshared beyond Tinder

Your profile is visible to people around the world, and other users may share your content with third parties.

This concerns content you choose to post or provide on the service.

Tinder reserves broad discretion to end accounts for conduct

The terms let Tinder suspend or terminate an account if it believes you violated the rules or behaved inappropriately or unlawfully, including off-service conduct.

This applies if Tinder believes you violated the terms, misused the service, or behaved in a way it regards as inappropriate or unlawful.

The terms require individual arbitration for most disputes

The terms seek individual arbitration, waive jury trials and class actions, and require informal resolution first, with a small-claims option.

The terms provide an individual small-claims option for qualifying claims and say these provisions do not apply where prohibited by law.

The terms seek to cap Tinder’s liability for claims

The terms seek to cap total liability at the greater of $100 or what you paid in the prior 24 months, subject to legal limits.

These limits apply only to the extent permitted by applicable law; the terms acknowledge that some jurisdictions do not allow some or all of them.

If you subscribe, it renews and charges until you cancel

A subscription renews at the agreed price and period until cancelled; outside-platform subscriptions must be cancelled through that provider, even after you delete Tinder or its app.

This applies if you buy a subscription; subscriptions purchased through an external service must be managed through that service.

If you pay, Tinder generally treats purchases as nonrefundable

The terms generally make purchases final, with no refunds or credits for partially used periods, except where law or special local terms provide otherwise.

This applies to purchases; the terms state that legal requirements and special local terms may provide exceptions.

If you buy virtual items, unused value is lost at account closure

The terms say virtual-item purchases are final and you receive no compensation for unused items when your account closes or is terminated.

This applies only if you buy virtual items, such as credits or other limited-use features.