Riot requires your real name for your account

The terms require accurate, complete account information, including your real name.

In-game chat is stored and may be kept for up to two years

If you use in-game voice or text chat, Riot stores it; communications may be kept up to two years when a report leads to action.

This applies if you use in-game voice or text chat. The notice gives separate retention periods for voice chat and for communications connected to reports.

If a game requires it, anti-cheat software may run in the background

To play a game that requires it, you may have to install anti-cheat software that can run in the background on your device.

This applies only if a game you play requires anti-cheat software.

Some account information may remain after you delete your account

Riot says it deletes information needed to provide the service but may keep some account information, such as match history, for other purposes.

This applies if you delete your account; the notice says some account-related information may be retained for other defined purposes.

Chat data may help train automated chat-analysis tools

Riot says it reviews some automated chat-analysis output against underlying data to improve the tools, and may also use anonymized chat logs.

This applies to voice or text chat you use; the notice says anonymized data is used where possible, including for chat-log analysis.

In some jurisdictions, ad tech may track you across other sites

Some advertising technologies may use activity across unaffiliated sites to show ads based on your interests, depending on where you live.

Whether this applies depends on jurisdiction and the advertising technologies used. The notice says Riot does not use those defined practices in U.S. states where they require an opt-out.

Your posts get a lasting license for providing Riot Services

If you post or transmit content, Riot gets a perpetual, irrevocable, sublicensable, royalty-free license to use it to provide Riot Services.

This applies to content you create, upload, use, or transmit through Riot Services; unsolicited ideas are covered by a separate, broader rule.

Submitted ideas can be used for any purpose without payment

If you send Riot an unsolicited idea, the terms grant it a perpetual, transferable license to use, modify, or sell it without compensating you.

This applies if you submit creative ideas, suggestions, or materials as unsolicited ideas.

If you acquire virtual content, you get a license, not ownership

Virtual content has no monetary value and cannot be redeemed for cash; transfers are unavailable unless Riot allows them through a service feature.

This applies if you buy, earn, or receive virtual content.

Riot may suspend or terminate accounts for community-related reasons

The terms allow Riot to suspend or terminate your account if it reasonably decides this is in the best interests of the community or services.

This describes grounds Riot reserves in the terms; it does not establish how often Riot uses them.

Account termination can cut off access to purchases and account data

If your account is terminated, you lose access to it and its virtual content; termination for cause also carries no refund under the terms.

The no-refund and other-account provisions apply to termination for cause; the loss of account and virtual-content access applies upon termination generally.

The terms require most U.S. claims to go to individual arbitration

You may use small-claims court or mail an opt-out within 30 days; even if you opt out, the class-action waiver remains to the extent allowed.

This applies to users in the United States and other regions assigned to the North, Central, or South America dispute terms, excluding Brazil.

Immediate digital access may remove the right to a refund

For digital content you access or download immediately, the terms say you lose the right to cancel and get a refund, subject to exceptions.

This applies when you receive immediate access to or download digital content; the terms state that exceptions exist but do not detail them here.